How to upgrade to EXECUTIVE UNIT in just 21 Days and SELL at HIGHEST PRICE
Toby | The HDB Guy
How to upgrade to EXECUTIVE UNIT in just 21 Days and SELL at HIGHEST PRICE
20:12
7 Government Moves That Will Change HDB Prices by 2026
Toby | The HDB Guy
7 Government Moves That Will Change HDB Prices by 2026
8:05
35 or 32? The Truth About Singapore’s Singles Rule & What Happens in 2026
Toby | The HDB Guy
35 or 32? The Truth About Singapore’s Singles Rule & What Happens in 2026
8:34
Lease Buyback Scheme: What Singaporeans Must Know in 2026
Toby | The HDB Guy
Lease Buyback Scheme: What Singaporeans Must Know in 2026
8:50
$1.5M HDB vs $3M Condo: Which Actually Makes More Money?
Toby | The HDB Guy
$1.5M HDB vs $3M Condo: Which Actually Makes More Money?
8:09
90% of HDB Owners Still Don’t Know THIS About VERS & HIP 2
Toby | The HDB Guy
90% of HDB Owners Still Don’t Know THIS About VERS & HIP 2
7:45
I Just Set A New National Record $2055 psf For Resale EC
Toby | The HDB Guy
I Just Set A New National Record $2055 psf For Resale EC
1:04
2026 HDB Market EXPOSED: Why Prices Could Fall 8%
Toby | The HDB Guy
2026 HDB Market EXPOSED: Why Prices Could Fall 8%
11:06
Don’t Fall for This Property Trap The Truth About Upgrading in Singapore
Toby | The HDB Guy
Don’t Fall for This Property Trap The Truth About Upgrading in Singapore
7:28
5 Reasons Why Most Sellers Miss Out on 20%+ of Their HDB’s Value
Toby | The HDB Guy
5 Reasons Why Most Sellers Miss Out on 20%+ of Their HDB’s Value
5:29
Buy A $1,000,000 HDB with NO cash
Toby | The HDB Guy
Buy A $1,000,000 HDB with NO cash
7:33
Retire with 2-Room Flexi: Good or Not?
Toby | The HDB Guy
Retire with 2-Room Flexi: Good or Not?
4:52
How NOT To Buy A HDB in 2026
Toby | The HDB Guy
How NOT To Buy A HDB in 2026
6:51
Don't sell your HDB if you haven't watched this video
Toby | The HDB Guy
Don't sell your HDB if you haven't watched this video
6:15
Best Time to Sell Your HDB? (Singapore Market Cycle Explained)
Toby | The HDB Guy
Best Time to Sell Your HDB? (Singapore Market Cycle Explained)
7:23
HDB: Asset vs Rent (99-Year Lease)
Toby | The HDB Guy
HDB: Asset vs Rent (99-Year Lease)
8:07
HDB CPF Grants Made Simple
Toby | The HDB Guy
HDB CPF Grants Made Simple
9:28
This may be the best BTO launch since COVID-19 (Oct 2025)
Toby | The HDB Guy
This may be the best BTO launch since COVID-19 (Oct 2025)
7:50
Should You Use CPF or Cash to Pay Your HDB Mortgage?
Toby | The HDB Guy
Should You Use CPF or Cash to Pay Your HDB Mortgage?
7:19
How Important Is School Proximity When Buying HDB?
Toby | The HDB Guy
How Important Is School Proximity When Buying HDB?
10:02
Should You Use CPF or Cash To Pay For Your House?
Toby | The HDB Guy
Should You Use CPF or Cash To Pay For Your House?
9:46
Should You Pay More Premium for an Executive Apartment or Maisonette?
Toby | The HDB Guy
Should You Pay More Premium for an Executive Apartment or Maisonette?
9:33
Does Floor Level Really Matter? The Truth No One Told You
Toby | The HDB Guy
Does Floor Level Really Matter? The Truth No One Told You
9:43
Should You Buy a 40-Year-Old Flat? is it worth it?
Toby | The HDB Guy
Should You Buy a 40-Year-Old Flat? is it worth it?
8:50
Don’t Buy Your Flat Until You Watch This Loan Breakdown
Toby | The HDB Guy
Don’t Buy Your Flat Until You Watch This Loan Breakdown
10:53
How to Upgrade to a $1M HDB - It is less than you THINK
Toby | The HDB Guy
How to Upgrade to a $1M HDB - It is less than you THINK
7:57
Stop Overpricing! The #1 Mistake Killing Your Sale
Toby | The HDB Guy
Stop Overpricing! The #1 Mistake Killing Your Sale
8:16
Upgrade to a 5-Room Flat on $8K Salary? Let’s Do the Math.
Toby | The HDB Guy
Upgrade to a 5-Room Flat on $8K Salary? Let’s Do the Math.
4:03
Why 2026 May Be the Worst Time to Sell Your Flat
Toby | The HDB Guy
Why 2026 May Be the Worst Time to Sell Your Flat
9:20
BTO Owner? This HDB Rule Can Get Your Flat Taken Away
Toby | The HDB Guy
BTO Owner? This HDB Rule Can Get Your Flat Taken Away
11:28
HDB Prices Dropping? Here’s How to Sell at a Record Price Anyway
Toby | The HDB Guy
HDB Prices Dropping? Here’s How to Sell at a Record Price Anyway
21:41
Million Dollar HDB? CPF Refund? Here’s What You Got Wrong
Toby | The HDB Guy
Million Dollar HDB? CPF Refund? Here’s What You Got Wrong
6:23
The Smartest Way to Upgrade Your HDB Without RENTING in 2025
Toby | The HDB Guy
The Smartest Way to Upgrade Your HDB Without RENTING in 2025
15:24
Is It STILL Affordable to Upgrade from a 3-Room HDB in 2025?
Toby | The HDB Guy
Is It STILL Affordable to Upgrade from a 3-Room HDB in 2025?
8:13
Will Singapore’s Property Prices Go Up In 2025?
Toby | The HDB Guy
Will Singapore’s Property Prices Go Up In 2025?
8:09
Don't Lose $100,000 Choosing The Wrong BTO
Toby | The HDB Guy
Don't Lose $100,000 Choosing The Wrong BTO
13:08
$2,000 Agent vs $12,000 Agent Which One Makes You More?
Toby | The HDB Guy
$2,000 Agent vs $12,000 Agent Which One Makes You More?
11:05
Do You Still Need a Property Agent in 2025?
Toby | The HDB Guy
Do You Still Need a Property Agent in 2025?
6:49
Is Our HDB System BROKEN? What opposition wants to CHANGE?
Toby | The HDB Guy
Is Our HDB System BROKEN? What opposition wants to CHANGE?
12:25
This HDB SUCKS. But I Sold It $30,000 HIGHER Than Everyone Else
Toby | The HDB Guy
This HDB SUCKS. But I Sold It $30,000 HIGHER Than Everyone Else
2:40
GE2025 : Are HDB PRICES Going to Skyrocket by 2025?
Toby | The HDB Guy
GE2025 : Are HDB PRICES Going to Skyrocket by 2025?
11:36
Why Singaporeans REGRET after buying their DREAM HDB?
Toby | The HDB Guy
Why Singaporeans REGRET after buying their DREAM HDB?
12:02
Most Singaporeans Lose $100,000 Buying a Resale HDB Here's Why
Toby | The HDB Guy
Most Singaporeans Lose $100,000 Buying a Resale HDB Here's Why
7:49
Cash-Over-Valuation: Should YOU Pay For It?
Toby | The HDB Guy
Cash-Over-Valuation: Should YOU Pay For It?
12:18
Are HDB Grants a trap??
Toby | The HDB Guy
Are HDB Grants a trap??
14:28
CPF Accrued Interest: Why Your Sale Profits Might Disappear
Toby | The HDB Guy
CPF Accrued Interest: Why Your Sale Profits Might Disappear
11:48
What Did PM Wong Really Say About Housing in Singapore?
Toby | The HDB Guy
What Did PM Wong Really Say About Housing in Singapore?
10:03
$200K Profit from an HDB… But Isn’t It Not an Investment?
Toby | The HDB Guy
$200K Profit from an HDB… But Isn’t It Not an Investment?
6:56
$1M HDB: Can You Really Afford It?
Toby | The HDB Guy
$1M HDB: Can You Really Afford It?
14:09
$750K HDB Sold… But Only $200K in Cash?
Toby | The HDB Guy
$750K HDB Sold… But Only $200K in Cash?
6:12
$400K vs. $600K HDB – Which Area Should You Choose?
Toby | The HDB Guy
$400K vs. $600K HDB – Which Area Should You Choose?
4:57
$500K Home Fully Paid… But I Still Owe CPF?!
Toby | The HDB Guy
$500K Home Fully Paid… But I Still Owe CPF?!
4:54
$300K vs. $1M HDB Flats: Will Standard, Plus, Prime Make Homes Cheaper?
Toby | The HDB Guy
$300K vs. $1M HDB Flats: Will Standard, Plus, Prime Make Homes Cheaper?
8:25
$500K vs. $1.5M HDB Flats - What Changed in 10 Years?
Toby | The HDB Guy
$500K vs. $1.5M HDB Flats - What Changed in 10 Years?
6:28
$6,000 HDB Flats vs. $1,000,000 Today What Happened?
Toby | The HDB Guy
$6,000 HDB Flats vs. $1,000,000 Today What Happened?
5:51
Should you buy an HDB that’s OVER 40 years old?
Toby | The HDB Guy
Should you buy an HDB that’s OVER 40 years old?
6:36
HDB’s 99-Year Lease: Will You Lose Everything?
Toby | The HDB Guy
HDB’s 99-Year Lease: Will You Lose Everything?
6:26
Only 10,000 Flats! Will You Get a Home in Singapore’s BIGGEST BTO Launch? (Feb 2025)
Toby | The HDB Guy
Only 10,000 Flats! Will You Get a Home in Singapore’s BIGGEST BTO Launch? (Feb 2025)
5:43
Top 4 Reasons Why You Should Buy in HDB Resale instead of Condo in 🇸🇬
Toby | The HDB Guy
Top 4 Reasons Why You Should Buy in HDB Resale instead of Condo in 🇸🇬
6:56
First Time Buyer: Wait for BTO or Buy Resale HDB Now? 等BTO还是买HDB RESALE好？
Toby | The HDB Guy
First Time Buyer: Wait for BTO or Buy Resale HDB Now? 等BTO还是买HDB RESALE好？
9:58
Spilling the Tea 🍵 Exposing SG Property Agents' Secrets and Lies!!
Toby | The HDB Guy
Spilling the Tea 🍵 Exposing SG Property Agents' Secrets and Lies!!
12:01
How I Sold this HDB for $1.23 Million!
Toby | The HDB Guy
How I Sold this HDB for $1.23 Million!
10:37
The Ultimate Guide to Sell Your HDB Faster and Higher in Singapore!!
Toby | The HDB Guy
The Ultimate Guide to Sell Your HDB Faster and Higher in Singapore!!
11:31
Everything You Need to Know Before BUYING Your 🏠 HDB Resale! | First Time Buyer Tips
Toby | The HDB Guy
Everything You Need to Know Before BUYING Your 🏠 HDB Resale! | First Time Buyer Tips
16:18